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Serving the Under-Served: Banking for Undocumented Immigrants

In recent years, there has been a great deal of controversy over the efforts of some banks to offer financial services to individuals without Social Security numbers, many of whom are undocumented immigrants. More and more banks now allow people to open checking and savings accounts and to apply for credit cards and home mortgages using an Individual Taxpayer Identification Number (ITIN) issued by the Internal Revenue Service (IRS) or an identification card issued by a foreign consulate in the United States. In February of 2007, for instance, Bank of America announced a pilot program in Los Angeles offering credit cards to individuals who lack either a social security number or a credit history, provided that they have ITINs.

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From Newcomers to Americans: An Integration Policy for a Nation of Immigrants

By Tomás R. Jiménez, Ph.D.
The United States long has been a nation of immigrants, but its policies are out of step with this reality. Public policies with regard to the foreign-born must go beyond regulating who is admitted and under what circumstances. The nation needs an immigrant-integration policy that effectively addresses the challenges and harnesses the opportunities created by today’s large immigrant population. It is not in the best interests of the United States to make integration a more difficult, uncertain, or lengthy process than it need be. Facilitating the successful and rapid integration of immigrants into U.S. society minimizes conflicts and tensions between newcomers and the native-born, and enables immigrants to more quickly secure better jobs, earn higher incomes, and thus more fully contribute to the U.S. economy.

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The Myth of Immigrant Criminality and the Paradox of Assimilation

Because many immigrants to the United States, especially Mexicans and Central Americans, are young men who arrive with very low levels of formal education, popular stereotypes tend to associate them with higher rates of crime and incarceration. The fact that many of these immigrants enter the country through unauthorized channels or overstay their visas often […]

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Is More Getting Us Less? Real Solutions for Securing our Border

Ongoing reports about Mexico’s bloody conflict with organized crime have raised again the question of whether the United States should do more to prevent such violence from “spilling over” into the country. While officials have documented few cases of actual “spill over,” fears of exploding violence in Mexico and concerns about illegal migration are driving a policy debate that is centered on “securing the border.” To whit, President Barack Obama announced last May the deployment of 1,200 more National Guard troops to enhance border security, and requested an additional $500 million from Congress to further modernize southwestern border security. In August, the U.S. Congress approved a $600 million “Border Security Supplemental Appropriations Act of 2010” in near record time. The question is whether such policy actions are effective.

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U.S. Immigration Policy in Global Perspective: International Migration in OECD Countries

The United States possesses a number of competitive assets in the global war for talent: most notably, its huge and flexible labor market and an abundance of leading-edge multinational corporations and world-class universities. However, the United States also faces growing competition in the global labor market from other countries within the Organization for Economic Cooperation and Development (OECD), as well as from the expanding economic opportunities available in the home countries of Indian and Chinese professionals who constitute a vital talent pool for U.S. high-tech companies.

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Sometimes Imperfect Reform is Better than Perfect Deportation

I do a daily radio talk show on Radio Campesina in Phoenix and, clearly, since the November elections callers are once more allowing themselves to dream of the day their hard, hidden existence comes to an end. Their dreams are tentative and cautious, but nonetheless hope has been resurrected. Yet in Arizona hope is interspersed with anger. Four anti-immigrant referendums passed overwhelmingly, one of which, Proposition 300, will impose steep tuition increases for undocumented community-college and university students. Most legal observers believe it is constitutional. The only resolution lies now in the hands of Congress. Delay in passing comprehensive immigration reform, or at the very least the DREAM Act (which would provide a path to lawful permanent residence for hundreds of thousands of undocumented high-school graduates), will have immediate and tragic consequences for thousands of Latino kids in Arizona.

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Rethinking the Effects of Immigration on Wages: New Data and Analysis from 1990-2004

By Giovanni Peri, Ph.D.A crucial question in the current debate over immigration is what impact immigrants have on the wages of native-born workers. At first glance, it might seem that the simple economics of supply and demand provides the answer: immigrants increase the supply of labor; hence they should decrease the wages of native workers. However, the issue is more complicated than this for two reasons that have been largely overlooked. First, immigrants and natives tend to differ in their educational attainment, skill sets, and occupations, and they perform jobs that often are interdependent. As a result, immigrants do not compete with the majority of natives for the same jobs. Rather, they “complement” the native-born workforce—which increases the productivity, and therefore the wages, of natives. Second, the addition of new workers to the labor force stimulates investment as entrepreneurs seize the opportunity to organize these new workers in productive ways that generate profits. When these two factors are included in the analysis of immigration and wages, it becomes clear that immigration has a positive effect on the wages of most native-born workers.

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The Rush to Limit Judicial Review

Access to an independent judiciary with the power to hold the government accountable in its dealings with individuals is a founding principle of the United States. In contrast, imagine a system where there is no access to independent judgment; where, instead, the referee works for the opposing team. The House of Representatives took a step away from this founding principle by passing the Border Protection, Antiterrorism, and Illegal Immigration Control Act (H.R. 4437) on December 16, 2005. A provision of the bill would erode access to independent judgment by severely restricting access to the federal courts for individuals in removal (deportation) proceedings. This provision is part of a long string of efforts by proponents of restrictive immigration policies to limit the jurisdiction of the federal courts over immigration cases.

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